ASSOCIATION PROGRAMS

Konikow Associates Incorporated has been endorsed by several professional associations.

We have endorsed programs available for:

• ATLA-NJ -- The Association of Trial Lawyers of America- New Jersey

• New Jersey NJAOPS -- New Jersey Association of Osteopathic Physicians and Surgeons

• LAANJ -- The Legal Assistants Association of New Jersey

We have programs which provide substantial discounts on individual
disability income protection and long term care protection as well as
concessions on other life and health products.

See us at your association's seminars or convention, or contact us for
program information.