Without proper income protection, you or your firm could be devastated financially due to the impact of an unexpected disability. You need the expert advice of Konikow Associates, a benefits specialist in the legal profession, to design individual and corporate insurance programs for individual and group needs.

At Konikow Associates, our Disability Insurance professional are dedicated to helping attorneys and law firms secure income protection that fits the unique requirements of their profession.

Do you have a false sense of security?
Many highly compensated attorneys need more income protection and overlook this essential component in their financial planning.

Our professionals will work closely with you to identify where group LTD is not enough and where limitations in existing coverage and contractual language leaves you exposed.

We provide custom solutions and strategies to ensure that each client has a comprehensive financial plan that maximizes their disability protection.

We provide solutions
Our program features include:
• Permanent non-cancelable
• Fully portable
• True Own Occupation coverage
• Rates and Benefits guaranteed for the full benefit period
• Voluntary or Employer paid or both by carving out Partners/ Members
• Medical and financial underwriting may be waived* 
* With Guaranteed Issue Program

Income protection and peace of mind
Our dedication and creative approach helps our clients secure disability income protection in the most effective and advantageous way possible.

Konikow Associates is the company that understands the insurance needs of the legal profession.

We are an affinity partner with the New Jersey Association for Justice, we are a proven industry resource and we have the right approach to protect you and your firm.


  • Joel is committed to providing the best service for…
    Kimberly Cornwell, C-TAGME, Lehigh Valley Health Network